Clark Wilson LLP Insurance Bulletin
Case Law Review Archive
"Legal Poetry and Other Devilishness"
Our ongoing effort to find and report unusual legal
developments affecting the insurance industry has uncovered two
entirely unimportant, but nevertheless interesting, cases
from the United States. (P.S. - these are actual cases):
FISHER V. LOWE, 333 N.W. 2D 67 (Mich. App. 1983)
The case footnote summarizes the judgements of the
trial and
appeal courts as follows:
"Plaintiff commenced this action in tort against
defendants Lowe and Moffet for damage to his "beautiful oak tree" caused
when Lowe struck it while operating Moffet's automobile. The trial
court granted summary judgement in favour of the defendants. In addition,
the trial court denied plaintiff's request to enter a default judgement
against the insurer of the automobile, State Farm.
Plaintiff appeals as of right. Held on Appeal:
The trial court did not err in granting summary judgement in favour of
the defendants Lowe and Moffet. Defendants were immune from tort
liability for
damage to the tree pursuant to the No-fault Insurance
Act. The trial court also did not err in refusing to enter a default judgement
against State Farm. Since it is undisputed that plaintiff did not
serve process upon State Farm in accordance with
the court rules, the court did not obtain personal jurisdiction over the
insurer."
What's interesting about this otherwise unusual case
is that the case report itself was done entirely in rhyme. The actual headnote
in the law reports reads as follows (no kidding):
"A wayward Chevy struck a tree
Whose owner sued defendants three.
He sued car's owner, driver too,
And insurer for what was due,
For his oak tree that now may bear
A lasting need for tender care.
The Oakland County Circuit Court,
John N. O'Brien, J. set forth
The judgment that defendants sought
And quickly an appeal was brought.
Court of Appeals, J.H. Gillis, J.,
Gave thought and then had this to say:
1) There is no liability
Since no-fault grants immunity;
2) No jurisdiction can
be found
Where process service is unsound;
And thus the judgement, as it's termed
Is due to be, and is, affirmed."
And then the devil (or his insurer) can sometimes
prevail too, even in the US. As in.....
UNITED STATES ex rel. Gerald MAYO v. SATAN AND HIS
STAFF
(United States District Court, W.D. Pennsylvania, Dec. 3, 1971)
The headnote for this case reads as follows:
Civil rights action against Satan and his servants
who allegedly placed deliberate obstacles in the plaintiff's path
and caused his downfall, wherein plaintiff prayed for leave to
proceed in forma pauperis. The District Court, Weber J., held
that plaintiff would not be granted leave to proceed in forma pauperis
in view of the questions of personal jurisdiction over defendant,
propriety of class action, and plaintiff's failure to include instructions
for directions as to service of process. Prayer denied."
It doesn't seem right that insurers get hoisted in
the Courts with regularity but the devil can still escape liability!!